Higher One expanded its checking account options for college students. Previously checking accounts were only offered to current customers but new customers can now have immediate access to three checking account choices tailored to suit the banking behavior of college students.

The new checking account options include no PIN fees, a specified number of foreign ATM fee reimbursements and access to online budgeting tools that can help students track their spending and set budgeting goals.

“The additional checking account options that we are announcing were very popular with current customers and we are making them available to new customers in a direct response to the needs that have been expressed to us,” said Miles Lasater, Higher One COO.

He said the checking accounts are FDIC-insured with no minimum balance requirement. The checking accounts are linked to a debit MasterCard, not a prepaid debit or credit card, Lasater added.

The company’s OneAccount is part of Higher One’s refund management disbursement service that handles financial aid to students at more than 500 U.S. college and university campuses.