One byproduct of Texas Tech’s adoption of a refund management system from financial services provider Higher One is that the cards provided to students will give international students, or students with poor credit, the ability to have a checking account, according to one school administrator.

The Lubbock, Texas school began converting its tuition refund process this semester to the new system using the Easy Refund Card provided by Higher One that allows for faster student refund processing.

Read more from the college’s Daily Toreador newspaper here.