CardSmith announced availability of its Pay-by-Phone feature in its mobile Cardholder Account Center. The app enables students to make payments with their smart devices similar to the Starbucks and Dunkin’ Donuts apps.

Pay-by-Phone enables students and others to use their smart phone to make payments from any dining or discretionary spending accounts with the touch of a button. It’s a feature within CardSmith’s mobile account center.

After logging in, a student touches a “PayNow” button, which renders account information in a bar code or QR code on the smart phone screen that is scanned at the point of sale. The system works with any smart phone and point-of-sale terminal at campus dining, bookstore or other retail locations where the vast majority of campus transactions take place.

Beta-tested in fall 2013, it is now available on CardSmith-integrated POS terminals and works with virtually any Android or iOS mobile phone or device. The system is being piloted at several sites.

CardSmith clients can enable the feature free of charge as an enhancement to the existing on-line Cardholder Account Center provided with their CardSmith service.